What happens if the driver who hit me doesn't have insurance in Georgia?
Kyle Moore's Answer
Quick Answer
If you're in a car accident in Georgia and the at-fault driver lacks insurance, you'll need to explore other potential insurance sources or rely on your own uninsured or underinsured motorist coverage for financial recovery.
Key risks
Potential Risk
Inability to recover damages if the at-fault driver is uninsured.
Potential Risk
Lack of employer insurance coverage may limit options for recovery.
Potential Risk
Failure to check personal insurance policies could lead to financial losses.
Potential Risk
Misunderstanding insurance terms may result in inadequate compensation.
Full Transcript
Below is an AI-generated transcript of the video answer.
If you get in an auto accident in Georgia and you discover that the at-fault driver doesn't have any auto insurance, you may not be able to recover for your damages.
First, you'll want to look and see if any other parties who might have insurance could be responsible for the driver, like employers.
If there's no employer insurance coverage on the driver's vehicle, then you might have to look to your own insurance policies and look for things like uninsured or underinsured motorist coverage or medical payments coverage.
Those may be your only sources to recover financially for your losses.