What happens if the driver who hit me doesn't have insurance in Georgia?

In the event of an auto accident in Georgia where the at-fault driver lacks auto insurance, recovery for damages may be limited. It is advisable to investigate whether any other parties, such as employers, may have insurance that could be applicable to the driver. If no employer insurance coverage is available for the driver's vehicle, the next step would be to examine personal insurance policies. Specifically, it is important to look for uninsured or underinsured motorist coverage, as well as medical payments coverage. These options may represent the only avenues for financial recovery for incurred losses.